CVF specializes in used commercial truck financing for transportation businesses — from single-truck operators to growing fleets. We welcome all credit backgrounds and work with every client personally to find the right solution.
At CVF, we believe every transportation business deserves access to the financing it needs to grow. Whether you are just starting out or expanding an established fleet, our team works with you personally to find the right solution.
We work with transportation companies across the full credit spectrum. Every application is reviewed personally by our team. We look at your business, your experience, and your goals — not just a number.
Start with one used truck. After just 90 days of on-time payments, you may qualify to add additional vehicles to your fleet — with less money down on each successive loan.
Pay off your loan early and keep every dollar of savings. There are no penalties for paying ahead of schedule — on your terms, not ours.
CVF focuses exclusively on used commercial truck financing. For other financial needs, we connect you with a carefully selected network of trusted lending partners — covering business credit, real estate, and personal financing.
Every application is reviewed by a real person on our team. We take the time to understand your situation and structure a financing solution that works for your business.
All financed used trucks carry GPS technology — providing security and peace of mind throughout the life of the loan for both our clients and CVF.
We believe financing should be simple and transparent. Here is an overview of our used commercial truck financing program.
What We Finance
CVF is a specialist — we focus exclusively on used commercial truck financing. But we know that growing businesses have a wide range of financial needs, which is why we have built relationships with trusted lending partners who can help with the following.
Our trusted lending partners offer revolving credit lines for fuel, maintenance, insurance, and day-to-day operating costs.
Looking to purchase a yard, warehouse, or facility? Our trusted real estate lending partners understand the needs of growing transportation businesses.
Personal auto loans, home loans, and personal lines of credit — our trusted personal lending partners are here for your individual financial needs as well.
The CVF Fleet Path
A clear roadmap from your first used truck to a growing fleet.
Apply today. Our team reviews every application personally and works with you to find the right used truck financing for your business.
CVF provides used commercial truck financing for transportation businesses of every size. All credit types are welcome, and every application receives personal attention from our team.
Complete our straightforward online application with your business, personal, and vehicle information. It only takes a few minutes to get started.
A real member of our team personally reviews every application — looking at your business, your experience, and the used truck. All credit types are welcome and considered.
We present your financing terms in plain language — no hidden fees, no early payment penalties, and no surprises. You will always know exactly what you are agreeing to.
Once your documents are verified and your application is approved, funds are disbursed promptly and you are ready to get on the road.
Our program is designed to give transportation businesses of all sizes access to the capital they need to finance used commercial trucks — with flexible terms and a team that works with every credit background.
What Strengthens Your Application
After as little as 90 days of on-time payments on your first loan, you may qualify for a second used truck — often with a reduced down payment. Keep building, and CVF keeps growing with you.
Fleet Path Timeline
CVF specializes exclusively in used commercial truck financing. For other financial needs, we connect you with our carefully selected network of trusted lending partners.
Flexible revolving credit for operating expenses — fuel, repairs, insurance, and more — through our trusted business lending partners.
Financing for yards, warehouses, and commercial facilities through our trusted real estate lending partners.
Auto loans, home loans, and personal lines of credit through our trusted personal lending partners.
Have a question not listed here? Reach out directly — we are always happy to walk through your situation.
Our application is simple and straightforward. A real person will review your file and be in touch promptly — no matter your credit background.
Commercial Vehicle Finance LLC was founded on a simple belief: every transportation business deserves access to the capital it needs to grow — regardless of size or credit background. We specialize exclusively in used commercial truck financing, combining personal underwriting, GPS-secured vehicles, and genuine long-term relationships to make truck ownership accessible to all.
Used commercial truck financing should be accessible to every transportation business — large or small, established or just getting started. At CVF, we work with all credit backgrounds because we believe a credit score alone does not tell the full story of a business or the person running it.
We originate, underwrite, and service every loan in-house. We are a direct lender — not a broker — which means we make our own decisions and stand behind every loan we issue. When you work with CVF, you work with a team that is genuinely invested in your success.
While CVF focuses exclusively on used truck financing, we have cultivated a network of trusted lending partners to connect our clients with business credit, real estate financing, and personal lending solutions when the need arises.
What Sets CVF Apart
Every decision we make reflects the values at the core of our business.
No hidden fees, no fine-print surprises. We present every offer clearly and honestly — because trust is the foundation of any good financial relationship.
We welcome every transportation business — regardless of size, background, or credit history. Our doors are open to all, and our team treats every client with the same care and respect.
Our fleet financing path and trusted partner network exist for one reason: to help our clients build something bigger. Your success is our success.
We originate, underwrite, and service every loan ourselves. If you have a question or a concern, you reach a real person who owns the relationship.
Whether you are ready to apply or just have questions, our team is here to help — with no pressure and no obligation.
CVF works directly with licensed used commercial truck dealers across New Jersey and Pennsylvania, and most of New York. We encourage dealers to sit with their customer and complete this inquiry together — the more detail we have upfront, the faster we can move.
CVF provides used commercial truck financing for businesses of all sizes and all credit backgrounds. When your customer needs financing, we are here to help get the deal done.
CVF provides used truck financing options for all credit types — giving your customers a clear path to getting on the road.
We review applications promptly so your customer knows where they stand — and your deal does not stall.
CVF's fleet path means your customers may return for a second and third used truck within months — turning one referral into multiple sales.
CVF is a direct lender — we hold the paper ourselves. When we say yes, we mean it.
Sit with your customer and fill out the inquiry form together. Our team handles the rest.
Thank you for reaching out. A member of our team will be in touch within one business day to discuss how we can work together.
CVF works with used truck dealers across NJ, PA, and most of NY. Complete the inquiry above and our team will be in touch promptly.
Complete the form below and our team will personally review your application. All credit types are welcome — we look at your full picture, not just a score.
Thank you for applying with Commercial Vehicle Finance LLC. Our team will personally review your application and be in touch shortly. We look forward to working with you.